Fleet Risk & Lifecycle Intelligence
CarPal helps financial institutions, insurers, fleets, and automotive networks manage vehicle portfolios as fleets — reducing risk, protecting asset value, and enabling proactive maintenance decisions through continuous vehicle and driver intelligence.
RISK INTELLIGENCE REDEFINED
Value Pillars
- Measure risk
- Protect uptime and lifetime values
- Promise safety to driver base
reduce rısks, protect ınvestment
Who It’s For
- Credit Unions & Banks
- Insurance Organizations
- Fleet Operators
- Automotive Service Networks
Continuous Risk Insight
See risk changes after origination, not just at underwriting.
Protect Asset Value
Slow depreciation through predictive maintenance and usage insight.
Fleet-First View
Manage vehicle portfolios as fleets, not isolated accounts.
Prevent Breakdowns
Identify maintenance needs before failures occur.
Decision-Ready Intelligence
Get explainable signals, not raw data.
Collective Consciousness
AI-Lead advanced notifications for better driving skills
Automotive, Finance & Risk Management Community
Manage Auto Loan, Lease, Insurance Portfolios as Performing Fleets
Vehicle-backed portfolios carry risk long after origination. Changes in driving behavior, maintenance neglect, and accelerated usage often drive losses before payment issues appear. CarPal provides continuous, post-origination risk intelligence by monitoring vehicle usage, driver behavior, and maintenance signals—helping finance teams identify early risk, protect collateral value, and support members proactively rather than reactively.